Independent Medicare help · Lakeway, TX
Medicare made easy.
We educate and guide you through every step of the process to help you enroll in a Medicare plan that best fits your needs. Insurance companies pay our fee — so you pay nothing for our services.
How we help
Everything you need, handled with care
Navigate Medicare “red tape”
Parts A, B, C and D, deadlines and paperwork — we translate it all into plain English and handle the legwork.
Understand all your options
Advantage, Supplement (Medigap) and Part D, compared side by side so you can choose with confidence.
Avoid lifetime “gotcha” penalties
Miss a window and you can pay more for the rest of your life. We make sure you enroll on time, every time.
A custom plan for lifetime care
We match coverage to your doctors, prescriptions and budget — and review it every year as your needs change.
All at no cost to you.
How it works
Get the right Medicare plan in 3 steps
Schedule a free conversation
Tell us your doctors, prescriptions and budget. No cost, no pressure — ever.
Get a personal plan comparison
We compare the Medicare Advantage, Medigap and Part D plans we offer against your needs.
Enroll & get ongoing support
We handle enrollment and stay your local advisor for claims, appeals and annual reviews.
Our services
Explore services, plans & options
Medicare Enrollment Assistance
Turning 65 or new to Medicare — we guide every step of your Initial Enrollment.
Plan Comparison
Advantage vs. Supplement vs. Part D, compared for your exact situation.
Annual Coverage Review
Plans change yearly. We check yours every fall so you never overpay.
Claims Support & Appeals
A real, local advocate for when something goes wrong.
Keep Your Doctor
We help confirm your providers and prescriptions are covered before you switch.
Drug Cost Review
Make sure your prescriptions are covered at the best possible price.
Coverage
Medicare products we offer
Medicare Advantage
Medicare Supplement (Medigap)
Part D Prescription Drug Plans
Dental, Vision & Hearing
Hospital Indemnity
Life & Final Expense
Benefit from decades of experience
Your personal Medicare & insurance consultant
Martin Frey brings a unique and broad understanding of Medicare and other senior coverages — and the patience to make sure you understand every option before you decide.
Meet Martin Frey →Resources
Latest Medicare guidance
Medicare in Williamson County, TX: Your 2026 Plan Guide
Round Rock, Cedar Park and Georgetown share the competitive Austin Medicare market — but the choices that decide your costs are local. We map the 2026 Williamson County plan landscape with real data: the new Part D $2,100 cap, the Baylor Scott & White-vs-St. David's-vs-Ascension Seton network question, and the county's chronic-condition picture from CDC PLACES.
Read →
Turning 65 in Austin, Texas: Your 2026 Medicare Roadmap
Your 7-month Initial Enrollment Period, the four parts of Medicare, the competitive Austin-metro plan landscape (Travis, Williamson & Hays counties), the new 2026 Part D $2,100 out-of-pocket cap, and the Ascension-vs-St. David's-vs-Baylor Scott & White network choice that decides your costs.
Read →
The 2026 Part D $2,100 Drug Cost Cap Explained for Sioux Falls Medicare Beneficiaries
The first annual ceiling in Part D history: how the new $2,100 out-of-pocket cap works, who benefits most among Sioux Falls beneficiaries, and how formulary tiers — not premiums — become the deciding factor when choosing among the 15 drug-carrying plans in Minnehaha County.
Read →Got questions?
We have lots of great answers
What if I’m already on Medicare?
We can still help — at no cost. We’ll review your current coverage, check that your doctors and prescriptions are covered, and compare it against the plans we offer to see if you could be paying less or getting more.
Do you charge for your time?
No. Insurance companies pay our fee, so you don’t pay a thing for our services. You get unbiased, local guidance at no cost to you.
What are “lifetime penalties”?
If you don’t enroll in Medicare Part B or Part D when you’re first eligible (and don’t have other qualifying coverage), you can owe a permanent late-enrollment penalty added to your premium for as long as you have Medicare. We make sure you enroll in the right window so you avoid them.
Is it true I could lose my doctor?
Some Medicare Advantage plans use provider networks, so the wrong plan could mean your doctor is out of network. Before you enroll, we confirm your physicians and prescriptions are covered by the plan you choose.
What about additional coverages?
Beyond core Medicare, we can help with dental, vision and hearing, hospital indemnity, and life or final-expense coverage — so the gaps Medicare leaves are covered too.
Let’s connect
Get your free, personalized Medicare roadmap from a local advisor who has your back.