Free Tools
Enrollment Timeline
Turning 65 comes with a sequence of deadlines. Roughly: 3 months before your birthday month, start comparing and enroll in Parts A and B; during your 7-month Initial Enrollment Period, choose your plan; then review every fall during the Oct 15–Dec 7 Annual Enrollment Period. We keep you on schedule.
Your personal timeline
Give us your birth month and we'll build a simple checklist of exactly what to do and when — so you never miss a window or a penalty deadline.
Questions, answered
How early should I start the Medicare process?
About 3 months before your 65th birthday month. That gives time to compare plans and have coverage ready the day you're eligible.
Talk to a local Sioux Falls advisor
Free, no pressure — we compare your options for you.