Free Tools

Free Medicare tools — real data, no signup

Start with the plan finder below: type your ZIP to see every Medicare Advantage plan in your county by premium, star rating, drug deductible, and max out-of-pocket — on real public CMS data.

Find your best Medicare Advantage plan

Type your ZIP. We rank every Part C plan with drug coverage in your county by what actually matters — premium, star rating, drug deductible, and max out-of-pocket.

Demo ZIPs:

🤖 An AI agent ran the exact same call

Your click hit POST /mcp with this MCP tools/call payload — identical to what a browsing agent sends:

Discovery: /.well-known/mcp.json · Endpoint: /mcp

More free tools

Eligibility check

Find your Initial Enrollment Period window.

Ask an advisor →

Part B late penalty

Estimate the cost of enrolling late.

Ask an advisor →

Drug cost estimate

Estimate your 2026 Part D out-of-pocket.

Ask an advisor →

Provider lookup

Check if your doctor is in a plan's network.

Ask an advisor →

More calculators coming soon. Each will be a human tool and an agent-callable WebMCP tool.

About these tools

Are these Medicare tools really free?

Yes — every tool here is free to use with no signup. They run on real CMS Plan Year 2026 data.

Can an AI assistant use these tools for me?

Yes. This site exposes its plan-finder as a WebMCP tool, so an AI assistant (ChatGPT, Perplexity, a browsing agent) can run the same search you do — see /llms.txt and /.well-known/mcp.json.