Medicare 101

How to Enroll in Medicare

Enrolling in Medicare has two parts: signing up for Original Medicare (Parts A and B) through Social Security, and then choosing your coverage (a Medicare Advantage plan, or a Medigap + Part D plan). If you're already getting Social Security, Parts A and B may start automatically. Otherwise you enroll online, by phone, or in person.

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The steps

1) Enroll in Parts A and B (or confirm auto-enrollment). 2) Decide between Original Medicare + Medigap + Part D, or a Medicare Advantage plan. 3) Compare and pick the plan that fits your doctors and drugs. We handle steps 2 and 3 with you at no cost.

Questions, answered

Where do I sign up for Medicare?

Parts A and B are through Social Security (online, phone, or local office). For your plan choice, a local agent like us compares your options and enrolls you — free.

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